401(k) to Roth 401(k) conversion
A 401(k) to Roth 401(k) conversion allows you to move money from a traditional 401(k) to a Roth 401(k). This conversion can provide long-term tax benefits, but you’ll pay taxes…
Tax-free retirement is possible with careful planning and fin tools
Achieving a tax-free retirement is possible with careful planning and strategic use of certain financial tools. Here are some steps to help you work towards a tax-free retirement: Maximize Contributions…
9 Investing Rules People Live By When Self-Managing Their Investments
If you have a general interest in building wealth and living comfortably in retirement, then investing your money will be an essential part of your life. Yet, if you are…
New retirement legislation — the SECURE 2.0 Act of 2022
The SECURE Act 2.0 is a rule that makes most companies enroll eligible employees for the company’s retirement plan automatically. Starting in 2025, Section 101 requires that employers establishing a new…
Buying a home? 7 mistakes to avoid
Buying a home? 7 mistakes to avoid when buying a home is explained in detail. When buying a home, avoid these 7 common mistakes: Skipping financial preparation Choosing…
3 stages of retirement
3 stages of retirement – and how to plan for your income needs in each Your priorities — and spending — will likely change as you move through retirement.…
UBSIBAL UBS Innovative Balanced Index ; Return (p.a.) 9.23%
UBS Innovative Balanced Index overview The UBS Innovative Balanced Index (the “Index”, “UBS-IBAL Index” or “UBSIBAL”) is a rules-based index that leverages unique signals which aim to provide an early read…
Best merit scholarships for college bound student
The 15 best merit scholarships for college bound student’s 1. What is a merit based scholarships. 2.Types of merit scholarships 3. How to find college Merit Scholarships 4.The top merit…
19 FREE courses you don’t want to miss
Google is offering these free courses as a part of the Grow with Google program in partnership with top universities and companies! Here are 19 FREE courses you don’t want…
Which is best: credit freeze or credit lock
A credit freeze (sometimes called a security freeze, credit report freeze or credit lock) makes an individuals credit report inaccessible. They are mostly used by consumers who are the victim…